Claiming timing
The age you begin benefits affects the amount you receive. We help you weigh the trade-offs for your situation.
All services
Getting the timing right
Social Security & Medicare Planning
Understand key timing decisions, coverage choices and how they fit into your complete retirement income strategy.
Overview
Why social security & medicare planning matters.
Social Security and Medicare involve some of the most consequential — and least reversible — decisions in retirement.
We help you understand your options clearly: when claiming may make sense for your situation, how benefits interact with the rest of your income plan, and what to watch for as Medicare enrollment windows approach.
Some retirement decisions can't be undone. Understanding them clearly beforehand makes all the difference.
What we can help with
- Reviewing claiming timing considerations for your situation
- Understanding spousal and survivor benefit considerations
- How Social Security fits alongside pensions, savings and other income
- An overview of Medicare enrollment timelines and the decisions ahead
- Coordination of these decisions with the rest of your retirement income plan
- Revisiting the plan as rules and personal circumstances change
Key areas of focus
Where we put our attention.
Every plan is personal, but these are the areas we focus on most closely when helping clients with social security & medicare planning.
Spousal & survivor
For married couples, coordinating claims can matter for both spouses — including the surviving spouse.
Medicare milestones
We walk through enrollment windows and the major decisions ahead so important deadlines are not missed.
Income integration
Benefits are one piece of the puzzle. We fit them together with your savings, pensions and withdrawals.
A good fit if you are
- Ages 55 to 70
- Married couples
- Approaching age 65
- Widowed or divorced
- Still working near retirement
Questions we help you answer
Clarity starts with the right questions.
- 01When should I start collecting Social Security?
- 02How do my benefits coordinate with my spouse's?
- 03What happens to benefits for a surviving spouse?
- 04When do I need to enroll in Medicare, and what are my choices?
- 05How do benefits fit with the rest of my retirement income?
How we work together
A steady, step-by-step approach.
1
Review
We look at your earnings record, household and retirement timeline.
2
Compare
We walk through claiming options and how each affects your plan.
3
Prepare
We outline key Medicare enrollment dates and decisions ahead.
4
Integrate
We build your chosen approach into your overall income strategy.
Common questions
Good to know.
Have a question that isn't here? Call us at (215) 646-9700.
We provide educational guidance to help you understand your options. Enrollment decisions and plan selections are ultimately yours, and you may wish to consult a licensed Medicare specialist for plan-specific recommendations.
We help you understand the trade-offs and how each option fits your plan. The decision is ultimately yours.
Your next chapter starts here
Let’s talk about your plan.
Schedule a consultation to discuss how social security & medicare planning fits into your complete financial picture.